Money without borders
Send money across borders. Simple, fast and transparent.
Send and receive money between the U.S, Mexico, Colombia, Nigeria and other supported markets with clear rates and fees before you confirm.
Today it goes to Lagos
Not a bank. Your money is carried by licensed, regulated payment partners — we build the part you actually touch.
No account needed
Look before you leap.
Move the number. Watch the other side move with it. This is the whole promise, and you can test it before you ever tell us your name.
See it before you send it
USD
MXN
Live rate unavailable for this pair right now. Your exact rate is confirmed in the quote before you send.Rates come from the same live rates we price transfers with, refreshed every minute, and are indicative — your exact rate, fees, and total are confirmed when you sign in and request a real quote.
Small print, out loud.
0+
currencies
USD · MXN · NGN · CNY · COP
Transparent pricing
Know the rate and fee before you send
24/7
access
Manage your account anytime
Why this exists
Every transfer is somebody's whole week.
We built Yactiva for the moment before the money lands — the one nobody designs for.
The send
You decide in a second. We make the rest simple.
You earned it, set it aside and decided where it needed to go. Sending it shouldn't be the difficult part.
The wait
Nobody should have to guess.
Follow your transfer from confirmation to arrival.
The landing
And then, the sound of it arriving.
A bill paid. A shop restocked. A term covered. A promise kept.
Where we reach
One account. Money that moves across borders.
We didn't pick a continent and call it a strategy. We picked the routes real people actually live on — and we treat both ends of every one of them like home.
- USDMXNUS Dollar → Mexican Peso
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- USDNGNUS Dollar → Nigerian Naira
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- MXNNGNMexican Peso → Nigerian Naira
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- USDCOPUS Dollar → Colombian Peso
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- CNYNGNChinese Yuan → Nigerian Naira
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- MXNUSDMexican Peso → US Dollar
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Rates are the live rates we price transfers with, refreshed every minute, and are indicative. Your exact rate and total are locked when you request a real quote.
A dash means we can’t price that route live right now. Your exact rate is always confirmed in the quote before you send.
In your pocket
A balance that travels as well as you do.
Hold it, convert it, move it out locally. One account that behaves the same wherever you open it.
Hold money in more than one currency
Keep your money in dollars until you’re ready to exchange. Convert to pesos when the rate works for you.
Fund your account your way
Add money through local bank transfers or USDC. Choose the method that works best for you.
Follow every step
From the moment you start a transfer to the final confirmation, know where your money is and what happens next.
YactivaTotal Balance
$1,250.75 USD
≈ 21,888.13 MXN
Received from J. Aliyu
Completed
Sent to C. Reyes
Completed
Converted to MXN
Completed
Pricing
Know your number before you send.
See your rate, Yactiva fee, total and recipient amount before you confirm.
Trust
Security shouldn't need a dramatic story.
Identity verification, secure account access, transaction monitoring and regulated payment infrastructure work behind every Yactiva transfer.
Before you ask
The questions people actually ask.
What's this actually going to cost me?
Before you confirm, you'll see your exchange rate, Yactiva fee, total amount and exactly how much your recipient will receive.
Is the rate on this website the rate I'll get?
It's indicative. It's the live rate we price transfers with, refreshed every minute, but your exact rate is locked when you request a real quote after signing in — and it's held until the quote's countdown runs out.
What if it takes longer than I expected?
You'll see it happening rather than wondering about it. We'd rather show you a stage that's taking its time than leave you refreshing a screen that says nothing.
Will I have proof I sent it?
Yes. The receipt is ready when the transfer completes — nothing to request, nothing to screenshot.
Your turn
Somebody's waiting. Let's not keep them.
Open your Yactiva account and get your first quote.
Take Yactiva with you
Send, receive, and manage your money anytime, anywhere.
Coming soon — join the waitlist by creating an account.