Money without borders
Send money across borders. Simple, fast and transparent.
Send and receive money between the U.S, Mexico, Colombia, Nigeria and other supported markets with clear rates and fees before you confirm.
Today it goes to Lagos
Not a bank. Your money is carried by licensed, regulated payment partners — we build the part you actually touch.
Small print, out loud.
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currencies
USD · MXN · NGN · CNY · COP
Transparent pricing
Know the rate and fee before you send
24/7
access
Manage your account anytime
Why this exists
Every transfer is somebody's whole week.
We built Yactiva for the moment before the money lands — the one nobody designs for.
The send
You decide in a second. The rest should take one too.
You already did the hard part. You earned it, you set it aside, you chose them over something you wanted. Everything after that should feel like putting it in their hand.
The wait
Nobody should have to guess.
The worst part of sending money has never been the fee. It's the silence afterwards — refreshing, wondering, apologising for something you already did.
The landing
And then, the sound of it arriving.
A market stall restocked. A term paid. A door that stays open another month. That's the only outcome this company is built around.
Where we reach
One account. Money that moves across borders.
We didn't pick a continent and call it a strategy. We picked the routes real people actually live on — and we treat both ends of every one of them like home.
- USDMXNUS Dollar → Mexican Peso
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- USDNGNUS Dollar → Nigerian Naira
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- MXNNGNMexican Peso → Nigerian Naira
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- USDCOPUS Dollar → Colombian Peso
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- CNYNGNChinese Yuan → Nigerian Naira
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- MXNUSDMexican Peso → US Dollar
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Rates are the live rates we price transfers with, refreshed every minute, and are indicative. Your exact rate and total are locked when you request a real quote.
A dash means we can’t price that route live right now. Your exact rate is always confirmed in the quote before you send.
No account needed
Look before you leap.
Move the number. Watch the other side move with it. This is the whole promise, and you can test it before you ever tell us your name.
See it before you send it
USD
MXN
Live rate unavailable for this pair right now. Your exact rate is confirmed in the quote before you send.Rates come from the same live rates we price transfers with, refreshed every minute, and are indicative — your exact rate, fees, and total are confirmed when you sign in and request a real quote.
In your pocket
A balance that travels as well as you do.
Hold it, convert it, move it out locally. One account that behaves the same wherever you open it.
Hold it in more than one currency
Sit in dollars until the rate is worth it. Move to pesos the moment it is.
Fill it the way you already bank
A local transfer, or USDC. Whatever's closest to hand.
Watch it the whole way
From the first number to the last confirmation, nothing happens off-screen.
YactivaTotal Balance
$1,250.75 USD
≈ 21,888.13 MXN
Received from J. Aliyu
Completed
Sent to C. Reyes
Completed
Converted to MXN
Completed
Pricing
The number you see is the number they get.
No clever spread. No fee that appears at the last screen. You see the whole shape of it before you agree to any of it.
Trust
We'd rather be boring about this part.
Passwordless sign-in, regulated partners carrying every cent, and a company that never holds your money. Excitement belongs in the product, not the plumbing.
Before you ask
The questions people actually ask.
What's this actually going to cost me?
Everything — the rate, the partner's cost, ours, your total and their number — is on one screen before you confirm. Nothing is added afterwards.
Is the rate on this website the rate I'll get?
It's indicative. It's the live rate we price transfers with, refreshed every minute, but your exact rate is locked when you request a real quote after signing in — and it's held until the quote's countdown runs out.
What if it takes longer than I expected?
You'll see it happening rather than wondering about it. We'd rather show you a stage that's taking its time than leave you refreshing a screen that says nothing.
Will I have proof I sent it?
Yes. The receipt is ready when the transfer completes — nothing to request, nothing to screenshot.
Your turn
Somebody's waiting. Let's not keep them.
Open an account and see your first real number in minutes.
Take Yactiva with you
Send, receive, and manage your money anytime, anywhere.
Coming soon — join the waitlist by creating an account.